Money Worries
Last Updated: 30/10/2023 11:37
We understand that you may be encountering difficulties in paying your premiums currently.
We are fully committed to helping you stay protected.
If you are experiencing financial hardship, we have potential solutions to assist you. We acknowledge the financial pressures and can explore options to ensure your protection and that of your loved ones.
Insurance providers understand life's challenges and have multiple choices available to help you in the way that suits you best. If you contact us via email or phone, one of our dedicated team members will provide you with the necessary information.
What will they do?
The team member will gather some basic information from you to gain a better understanding of your situation. Once they have understood your circumstances, they will inform you about the available options. After determining the most suitable choice for yourself, they will guide you through the process to provide peace of mind.
For support please call 0800 084 3402 or email dpo@50pluslife.co.uk.
Our promise is to be there for you when it matters, so please reach out if you believe we can be of help.
If you are having financial difficulties and need further support, please consider the below:
- Step Change for expert advice and fee-free debt management tips.
- Money Helper for free, impartial advice on how to manage your money.
- National Debt Line For free help and advice on dealing with your debt.
- Citizens Advice Bureau for free and independent advice to give you the confidence to find your way forward.
50 Plus Life is a registered trading name of Smarter Cover Limited. Smarter Cover Limited is registered in England and Wales registered no. 07123871 with registered address: Smarter Cover Limited, 243 Brooklands Road, Weybridge, Surrey, KT13 0RH. Smarter Cover Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 556053.
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1 A 12-month moratorium period applies at policy inception. During the moratorium period, the sum assured is payable on accidental death only. 2Accidental death either during or outside of the moratorium period will trigger a claim amount equal to twice the stated sum assured. 3 48h Claim Promise based on approved claims being paid within 2 business days of receiving correctly completed claim documentation. If 50 Plus Life fail to do this, we will pay you an extra £250.
The policy is administered and underwritten by iptiQ Life S.A. UK Branch. iptiQ Life S.A. is a public limited company (societé anonyme) incorporated and registered in Luxembourg, authorised and regulated by Le Commissariat aux Assurances, Registered Office 2, rue Edward Steichen, L-2540 Luxembourg, Grand-Duchy of Luxembourg. iptiQ Life S.A. UK Branch is registered in England and Wales under registration number BR017015 with registered office 30 St Mary Axe, London EC3A 8EP and is a UK Branch of an Overseas Firm authorised by the Prudential Regulation Authority, subject to Regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request
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